Unfortunately, for the first time in many years, CDS was not represented at the Annual Meeting. This topic, I'm sure, was discussed to death and probably resolved. Like many among us, CDS has maintained our liability insurance with Hanover. Recently, we received word from Hanover that they will no longer insure members of our industry. Please let me know if I misunderstand this or, if this is a fact, who are our other members in this situation buying their insurance from?

Hanover has given us a drop dead date of just after the first of the year, as I read it.

As always, this is the place that I turn to for the straight answers. Thank you All. (or All Y'all, for Richard)